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The Boat Isn't Proprietary.
The Way You Do Business
Should Be.

Does your process and customer experience actually differentiate you?

EH2O helps marine dealerships build the Business Office processes, people, and customer experience that competitors can't simply replicate.

Trusted by 50+ Dealerships Worldwide

Who EH2O Works With

Which of These Sounds Like Your Dealership Right Now?

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New to In-House F&I

We outsource our F&I, or we're thinking about bringing it in-house for the first time.

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Already In-House

We have F&I in-house but something isn't working. We're leaving money on the table and we know it.

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F&I Veteran

Your department is working well. You want to stay sharp, stay current, and make sure you're not missing anything.

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Current Client

We're already working with Estephanie and need to access resources or schedule our next session.

If any of this sounds like your dealership, everything below was written for you.

Same Boat. Same Customer. Same Credit Score.

Two Very Different Outcomes

A customer puts a deposit on a $145,000 boat. Sales sends the paperwork to the business office...

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One of EH2O's business managers added $240,000 to their dealership's first-year profit while still learning the role. That’s what the right process produces.

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About EH2O’S president

Before I Coached the Business Office, I Sat in the Chair

I spent more than two decades in the marine industry before founding EH2O Marine Business Solutions. I have personally trained business managers at 52 dealerships, from California to Michigan to Florida, ranging from single-location stores doing $10 million a year to multi-store groups doing over $100 million. I've helped dealers recruit and interview business managers, trained new hires alongside existing staff, and stepped in when someone left unexpectedly.

Every Credential Has a Mission Behind It

Memberships & Credentials

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2023 Boating Industry Women Making Waves

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2019 Boating Industry 40 under 40 Honoree

MBA, Business Administration and Management

Member at International Yacht Brokers Association

Board Member at American Association of University Women

Member & Industry Representative at Youth Leader Advisory Council

2024 Boating Industry Movers & Shakers

U.S. Coast Guard Licensed Captain

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Extended
Advocate & Trainer

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Licensed Notary Public & Bonded Online Notary

What Our Dealers & Partners Say About EH2O

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What Our Dealers Say About EH2O

“Estephanie has contributed in an essential way to the growth of the F&I department. She has aided us tremendously which is reflected not only in the profitability but also in the development of its procedures and policies, while considering the culture of the company. We are truly grateful for her impact on Nautical Ventures and the knowledge she has given us to progress forward.”

Tatiana Serrato
Nautical Ventures

What Industry Partners Say About EH2O

“Estephanie is one of the sharpest and most dedicated F&I trainers in the marine industry. She has an immense background working w some of the largest marine dealer groups out there. I highly recommend anyone looking to improve their F&I performance to engage her services.”

David Parker
Parker Business Planning

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How it works

This Is Not Just Training. This Is a Partnership

Before anything is paid or any commitment is made, I offer a complimentary consultation, a chance for me to get to know your dealership, for you to get to know how I work, and for us to decide together whether it makes sense to move forward. If it does, the assessment is the first step.

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Initial F&I Consultation & Assessment

Understanding the dealership, its existing Business Office, team, processes, performance, challenges, and opportunities.

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Observations & Leadership Alignment

Sharing my observations with the leadership team and receiving their blessing on the recommended direction before implementing changes.

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Customized Action Plan & Implementation

Building and executing the agreed-upon action plan based on that dealership's specific needs and goals.

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Long-Term Business Partner

Continuing to coach, train, measure, refine, and support the dealership as the Business Office evolves.

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About Pricing

Every package is custom. Fees vary by number of locations and dealership size. This is discussed in the consultation. However, the typical dealership recovers its entire investment on the first properly structured deal. Everything after that is profit.

Join The EH2O
Business Manager Circle

A private Facebook community to connect, collaborate and grow.

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Peer-driven tips, resources, and ideas.

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Support from fellow Business Managers.

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Standalone Services Beyond the Coaching

Everything Your Marine Business Office Needs

The core of EH2O is the coaching engagement. But I cover the full breadth of what a marine business office needs, from aligning your sales team with your business office, to finding the right people, to keeping every deal legally sound.

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¡Si, Hablo Espanol!

Bilingual service available.

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F&I Staff Recruiting

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Financial Review

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Individual & Group Classes

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Notary Services

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Lender Portfolio Building

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USCG Documentation

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Credit Profile Review

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Title & Registration Services

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Compliance Verification

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I also serve Boat Buyers

Are You Buying a Boat?

I help you handle documentation, title, registration, insurance sourcing, notary services, and provide private sale assistance.

You’re Invited:

The F&I Summit 2026

Now in its 5th year, the F&I Summit brings together business managers and industry professionals from across the marine world for two powerful days of training, collaboration, and growth. Each year, our event is dedicated solely to the boating industry, offering proven F&I practices, compliance insights, cash conversion strategies, extended protection training, and opportunities to connect with top lenders and partners.

Don’t miss out on the next summit.
Pre-register for our 2026 F&I Summit now!

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